Investment Advisory Services offered through SageGuard Financial Group, LLC, an SEC registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. All communications by SageGuard Financial Group, LLC or any of its managers, officers, employees, representatives, affiliates or agents (collectively "SageGuard") are subject to our Terms of Service. Please note that any written or oral communication, provided directly or indirectly to you by SageGuard is in no way to be considered or construed as a solicitation for investment, nor is it intended to be legal or tax advice. Do not use email to request, authorize or effect the purchase or sale of any security or insurance product or service, to send fund transfer instructions, or to effect any other transactions, as SageGuard is not authorized to accept these requests via email. Any such requests, orders or transactions sent via email will not be accepted and will not be processed. All SageGuard email communications are electronically recorded and archived, and are subject to review, monitoring and disclosure to someone other than the recipient. The transmission of information via email is not completely secure, and SageGuard cannot guarantee the security of personal information transmitted through email. This email and any attachments are intended only for the individual or company to whom it is addressed and may contain information which is privileged, confidential and prohibited from disclosure or unauthorized use under applicable law. If you are not the intended recipient of the email, you are hereby notified that any use, dissemination, or duplication of this email or the information contained herein is strictly prohibited by the sender. If you have received this email in error, please inform the sender and immediately destroy all copies from your system.

Neither the firm nor its agents may give legal advice. Individuals are encouraged to consult with a qualified professional before making any decisions about their personal situation